Month: June 2014

June 25, 2014

The Importance of Long Term Care Insurance [Insider’s POV]

 

What many people fail to realize is the importance of long-term care insurance and the messy result it entails if it’s left ignored. According to research and , 81% of Americans will need nursing aides before they reach the age of 70. However, that number is equated by a horrifying data of people, slim number actually, prepared to face it, roughly only 15%.

To at least give you a preview of the insurance’s importance, here’s Brad Boswell of ACSIA to talk about the importance of long-term care insurance

June 13, 2014 Link

Why You Just Cannot Buy Long-Term Care Insurance That Hastily

Why You Just Cannot Buy Long-Term Care Insurance That Hastily

Study shows that 90% of us will be needing long-term care assistance when we reached the age of 65…and the necessity of needing it will continue to climb as grow older every year. However, one cannot simply purchase LTCI out of sheer impulsiveness and fear of growing frail and weak without someone to help you. There are considerations that require careful thinking and situations that warrant assessments. You cannot just buy one because you want to; you need to think it over and over.

June 11, 2014 Video

REPOST: Can Nueroimaging Help Diagnose The Movement of Dementia?

We’ve tried almost every method we know to trace the origin, understand the progression, and cure the disease but we’re still nowhere near to the answer. In all aspect since it was coined, dementia proves to be a big mystery in medical science…and I think, with the number of Americans suffering from dementia on a steady climb, we should take every method left and use it to address this problem once and for all.

June 4, 2014 Link

Who Needs Long-Term Care Insurance Anyway?

Who Needs Long-Term Care Insurance Anyway?

This is probably the biggest mistake that most Americans do: disregarding the importance of an insurance policy, especially long-term care insurance.

On average, life, health, and car insurance are the top three policies that Americans tend to buy. This statistic, by setting long-term care insurance aside, puts countless people in a such precarious situation. What most people seem to forget is that as we get older, our body weakens making us susceptible to various kinds of diseases like dementia, heart diseases, and cancer to name a few. Without an insurance, there is no way of telling how a senior adult thrive on such situations without being dependent to the Medicaid.